Do not Be Pressured into Dealer Finance
If you’re purchasing from a dealer, you might discover that offering you vehicle finance is in fact much more important than selling you the car itself. It’s fairly common for automobile salespeople to earn more from offering extras such as finance, than from selling the car. Nevertheless, if you’ve got a great credit record, a private loan product may actually offer significantly lower interest rates.
Do not allow any kind of salesperson to put pressure on you into signing an offer ‘only obtainable today’. In the vast majority of cases, a comparable or better deal will be available tomorrow, either at that dealer or at some other. Don’t be afraid to get offers from a number of dealers and play them off against each other.
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